Money Crimes

I always spend money for useless things and My mother always reminds me to use money well because i'm gonna move to lecture no longer. And here are my confession why is my money often exhausted

1. My mother give me money weekly and i spend it early.
   
2. Bringing lunch box to school to be ate when break time, BUT i'm still buying snack or drink in school canteen
3. Lend my friends money and sometimes i forget to collect it.
4. Same as number 3 but this is to my mother. that's impossible to take from her. but sometimes i do it. haha
   
5. Spending more in phone bills rather than save money in bank !

What are YOUR money crimes ? :p